Privacy Policy

CREMS and CREMS-LABS are business names owned by the corporation CONSOLIDATED REAL ESTATE MANAGEMENT STRATEGIES INCORPORATED (CREMS). It owns and operates the websites, including all pages hosted at www.crems.net and www.crems-labs.com, and all sub-domains hosted through our top-level domains and eCommunity areas (collectively, "the sites"). This Privacy Policy addresses how we collect and use the personal information collected through the sites and through any other partnerships.

The Privacy Policy does not apply to pages hosted by other organizations or to any links to third party websites or applications. These other websites and applications will have their own privacy policies that you should review.

Although our sites may be accessed from outside of the United States, the sites are directed to individuals and entities within the United States. If you are not located in the United States, please be aware that by using our sites you are consenting to your information being transferred to the United States and that we might not offer the same level of privacy protection that would be required by your home country.

Please read the following Privacy Policy and the Terms of Use. The use of the sites and their services is conditioned on your acceptance of this Privacy Policy and the Terms of Use, and your use of the sites constitutes your agreement with this Privacy Policy and the Terms of Use. We may change this Privacy Policy from time to time, so please check back periodically. Your continued use of the sites following any such changes will constitute your agreement with the amended Privacy Policy.

CREMS respects the privacy of our users and their community. We have developed a rigorous Privacy Policy that reflects that respect. Please read the following policy to understand how your personal information will be treated. In addition to the terms of this Policy, we will use reasonable efforts to honor any other limitations you may wish to place on the usage of your personal information.

The safety of children is very important to us. Our sites are not intended for children younger than 13 and we do not intend to collect personally identifiable information from children. Children should always ask a parent for permission before sending personal information to anyone online.

How we collect information

CREMS may collect information regarding visitors to the sites, including IP address, browser and domain information, and information volunteered by you, such as name, e-mail address, contact information. We may also monitor and track information, such as visitor usage patterns using standard website tracking software. When you are on any of the sites and are asked for personal information, you are sharing that information with CREMS alone, unless stated otherwise. CREMS may share your personal information with its partner companies or service providers.

Information we collect

CREMS collects personally identifiable information (which may include name, email address, physical address, and phone number) from visitors when they submit their information to one of our Sites or email communications. Please note that our web server does not automatically recognize or collect personal information based on your e-mail address; the personal information we collect on our sites is always voluntarily submitted by you.

In addition, CRENS uses third party services throughout the sites, such as Google Analytics, to place first party and/or third-party cookies (see Use of Cookies below) on devices that access the sites. These cookies enable CRENS to track how our sites are used, which portions of the sites are visited and which items our visitors find most interesting. To opt out of use of our cookies for tracking, you may visit Google’s advertising policy page.

Use of information

CREMS uses the personally identifiable information we collect about you to be able to send you communications such as email in furtherance of the educational and advocacy objectives of our clients.

We follow all applicable laws in the distribution of email correspondence. If you have questions about our email usage policy or would like to opt-out of future communications, you can do so by emailing us at: contact@crems.net

We use the information we collect with respect to accessing and using the sites to help administer and improve the sites and for other internal purposes.

Sharing of information

Except as set forth in this Policy, CREMS will not disclose any of your personally identifiable information to third parties, except when we have your permission or under special circumstances, such as when we believe in good faith that the law requires it. We may exchange your personal information with our affiliates and with third party service providers who may perform other outreach or marketing activities.

Please note: We are aware of and sensitive to the issue of unsolicited e-mail ("spam"); therefore CREMS will never rent, trade or sell your e-mail address to a third party for directed marketing of commercial products. We may, from time to time, allow our service providers to draw conclusions regarding user behaviors from demographic and aggregated information.

Update, correct, or delete personally identifiable information

The accuracy of your individual information is important to CREMS. Additionally, we have tried to streamline our operations by making it easy for you to control the information that we maintain about you. You can change your personal information, unsubscribe, or make an inquiry about your information by sending an e-mail to contact@crems.net

Protecting personally identifiable information

When you give CREMS personally identifiable information, we take steps to treat your information securely. We only store and share public domain information, such as email addresses and other publicly available records. We do not store financial or other non-publicly available personally identifiable information. CREMS is not responsible for use of personally identifiable information by its partner companies. Please consult the Sites of those companies for information concerning their privacy policies.

Use of cookies

Cookies are small text-only files that are stored on your computer and that can be used to help identify you when you visit any of the sites. A cookie cannot read data off of your computer hard disk, nor can it read cookie files created by other websites. We may use cookies to make visiting and using our sites easier, for instance, so that you do not have to continually re-enter information, and so that we can tailor the sites to your expressed preferences. We also use them to better understand who is opening emails and what content is most useful to recipients.

Most web browsers accept cookies. However, if you wish, you can usually set your browser to refuse cookies, or to notify you when you receive a new cookie. Note that if cookies are disabled, you may not be able to enjoy all the interactive features of the sites. For more information about cookies, including instructions on how to stop cookies being installed on your browser, please see www.allaboutcookies.org.

Links with third-party sites

CREMS may provide links to third party websites or send electronic messaging on their behalf. Personal information for individuals who respond to those messages or links, such as names, postal addresses, and emails addresses may be provided to a third party. While we make efforts to choose our links carefully, we cannot take responsibility for the content of linked websites, their affiliates, or the use of the information we provide to the third-party. Since we do not control those websites, we encourage you to review the privacy policies on those websites prior to any use.

Children's privacy

If you are the parent or guardian of a child under 13 and believe your child is using any of the sites, please contact us at contact@crems.net. Upon request, the parent or guardian of a child under 13 may review and request the deletion of such child’s personally identifiable information, as well as refuse to permit the further collection or use of such information. If we discover that a user is under the age of 13, we will delete their account and all personally identifiable information immediately.

Privacy rights for California residents

If you are a California resident, California Civil Code Section 1798.83 permits you to request information regarding the disclosure of your personal information to third parties for their direct marketing purposes. To make such a request, please send an email to contact@crems.net.

International Users

Our sites are operated in the United States. If you are located outside of the United States, you should be aware that we will collect, process, and maintain your information in the United States. By using the sites, accessing the sites or providing any information to the sites, you consent to the transfer of your information to the United States, which may not offer the same level of privacy protection that would be required by your home country, and to the processing and maintaining of that information as described in this Privacy Policy.

Privacy Policy changes

If we decide to change this Privacy Policy, we will post the revised Privacy Policy here so that you will always know what information we gather, how we might use that information and whether we may disclose it to anyone. Your continued use of any of the sites indicates your consent to the Privacy Policy as posted from time to time.

CREMS Terms of Use

This website is owned and operated by Consolidated Real Estate Strategies, Inc. (CREMS). Please read these Terms of Use and our Privacy Policy

The Terms of Use govern all pages hosted at www.crems.net and www.crems-labs.com, including all sub-domains hosted through our top-level domains and eCommunity areas (collectively, "the sites"). These Terms of Use do not apply to pages hosted by other organizations, to which we may link and whose privacy and other policies may differ. The use of the sites is conditioned upon acceptance of these Terms of Use, including our Privacy Policy, and your use of any of the sites constitutes your agreement with these Terms of Use. These Terms of Use may change from time to time, so please check back periodically. Your continued use of the sites following any such changes will constitute your agreement with the amended Terms of Use.

The safety of children is very important to us. Our sites are not intended for children younger than 13 and we do not intend to collect personally identifiable information from children. Children should always ask a parent for permission before sending personal information to anyone online.

Use of the sites is provided by CREMS subject to the following Terms of Use.

You agree to use the sites only for lawful purposes, and in a manner, which does not infringe the rights of, or restrict or inhibit the use and enjoyment of the sites by, any third party. If CREMS reasonably determines that you have violated or are likely to violate the foregoing prohibitions, CREMS may take any action it deems necessary to cure or prevent the violation, including without limitation, termination of your access to any of the sites at any time, without notice, and/or the immediate removal of any content from this sites. You agree that we shall not be liable to you or any third party for any termination of your access to any of the sites or for removal of information from the Site.

THE SITES AND THE INFORMATION, NAMES, IMAGES, PICTURES, AND LOGOS REGARDING OR RELATING TO CREMS AND ANY THIRD PARTY ARE PROVIDED "AS IS" WITHOUT ANY REPRESENTATION OR ENDORSEMENT MADE AND WITHOUT WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON INFRINGEMENT. IF YOU DOWNLOAD ANY MATERIALS OR CONTENT FROM ANY OF THE SITES, YOU DO SO AT YOUR OWN DISCRETION AND RISK. YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM, DEVICE OR LOSS OF DATA THAT RESULTS, DIRECTLY OR INDIRECTLY, FROM THE DOWNLOAD OF ANY SUCH MATERIALS.

IN NO EVENT WILL CREMS OR ITS AFFILIATES BE LIABLE FOR ANY DAMAGES INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR ANY OTHER DAMAGES WHATSOEVER ARISING FROM THE USE OF OR IN CONNECTION WITH SUCH USE OR LOSS OF USE OF ANY OF THE SITES, WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR ANY OTHER BASIS, EVEN IF WEB-ED SYSTEMS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, THIS EXCLUSION OF LIABILITY IN SUCH JURISDICTIONS SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW.

NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, AND TO THE EXTENT THAT A JUDGMENT IS RENDERED IN A COURT OF COMPETENT JURISDICTION DISREGARDING ONE OR MORE OF THE WARRANTY DISCLAIMERS AND LIABILITY LIMITATIONS CONTAINED HEREIN, CREMS’ AGGREGATE LIABILITY SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100)

CREMS does not warrant that the sites or the functions contained in the material of the sites will be uninterrupted or error free, that defects will be corrected, or that the sites or the server making the sites available are free of viruses or bugs or represents the full functionality, accuracy and reliability of the materials.

CREMS sites may use various CREMS trademarks that are protected by state and federal laws. Other trademarks appear on the sites with permission from their respective owners. All rights in these marks are reserved to their owners. Nothing on the sites should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark or other mark displayed on the sites, without the owner's prior written permission for each specific use.

Copyright restrictions:

Commercial use or publication of all or any items displayed on the sites is strictly prohibited without prior authorization from CREMS. Subject to your full compliance with the Terms of Use, you are granted a limited, nonexclusive, nontransferable license to view, bookmark, download and print the pages within the sites. The sites may be used solely for personal, informational and noncommercial purposes. As indicated on certain pages of the sites, the sites contain materials that have been developed for advocacy, consulting, or educational purposes and that are intended for download, printing and distribution. Documents may be copied for these noncommercial uses only on the condition that any copyright and source indications are also copied, no modifications are made, and the document is copied in its entirety. You may not otherwise modify, copy, distribute, transmit, display, post, reproduce, publish, create derivative works from, transfer or sell any pages, data, information, or services obtained from the sites unless you have the prior written consent of CREMS and any other applicable owner of the sites content. All rights not expressly granted herein are reserved by us.

In addition, please note that some documents and photos may have been published on the sites with the permission of the relevant copyright owners (who are not CREMS). All rights in these documents are reserved to their owners, and permission to copy or otherwise exploit them must be requested and obtained directly from the copyright owners (the sources are indicated within these documents/photographs).

As noted, the sites may contain links to other websites. All such links are provided as a convenience to our users. CREMS takes no responsibility for the content of external websites.

Any communication or material that you transmit to, or post on, any public area of the sites, including any data, questions, comments, suggestions, or the like, (collectively, “User Content”) is, and will be treated as, non-confidential and non-proprietary information. You hereby grant to CREMS a nonexclusive, royalty free, perpetual, irrevocable right and license to reproduce, display, distribute and modify all such User Content for the purposes of operating the sites and to provide the services referenced in the sites.

You are solely responsible for maintaining the confidentiality of any account information, user names, access permissions or passwords that you use to access the sites or any portion thereof. You agree to accept responsibility for all activities occurring under your accounts, user names or passwords that are due to your conduct, inaction or negligence. If you become aware of any suspicious or unauthorized conduct concerning your account, you agree to contact us immediately and take other appropriate action to deal with such conduct.

The sites are operated in the United States. If you are located outside of the United States, you should be aware that we will collect, process, and maintain your information in the United States. By using the sites, accessing the sites or providing any information to the sites, you consent to the transfer of your information to the United States, which may not offer the same level of privacy protection that would be required by your home country, and to the processing and maintaining of that information as described in our Privacy Policy. Acknowledging the global nature of the Internet, you agree to comply with all local, state, federal and international rules regarding online conduct and acceptable content. You agree to comply with all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside and shall not violate any laws governing or restricting interactions by or among persons or entities of different nations.

If there is any conflict between these general Terms of Use and any rules and/or specific terms of use appearing on the sites relating to specific material, then the latter shall prevail. If any provision of these Terms of Use is deemed unlawful, void or for any reason unenforceable, that provision will be deemed severable from these Terms of Use and will not affect the validity and enforceability of the remaining provisions.

By using the CREMS sites, you agree to indemnify, hold harmless, and defend CREMS, its affiliates, and their respective directors, officers, employees, successors, agents, partners, contractors, and vendors (collectively, the "CREMS Parties") from any claims, damages, losses, liabilities, and all costs and expenses of defense, including but not limited to, attorneys' fees, resulting directly or indirectly from a claim (including without limitation, claims made by third parties for infringement of intellectual property rights) that arise in connection with (i) your use or misuse of any of the sites; (ii) your breach of these Terms of Use; or (iv) your violation of any law or the rights of a third party. You agree to cooperate as fully as reasonably required in the defense of any claim. CREMS reserves the right to assume the exclusive defense and control of any matter subject to indemnification by you for which you will remain responsible for indemnifying and holding harmless the CREMS Parties.

The sites are administered by CREMS from its offices in California, United States of America. These Terms of Use shall be governed by and construed in accordance with the laws of California. You agree that any disputes relating to or arising out of the use of any of the sites or any transaction undertaken through the sites shall be subject to the exclusive jurisdiction of the federal or state courts.

If you do not accept these Terms of Use and the Privacy Policy in full, you must immediately terminate use of the sites.